Major bank hikes rates, makes big RBA prediction

One of Australia’s biggest banks has upped its four and five-year fixed mortgage rates for owner-occupiers only, while property investors won’t cop a rise at all.

However, the big four bank also shaved its two year fixed rate by 0.10 per cent, taking it down to 1.94 per cent for owner-occupiers.

Investor two-year fixed rates were also cut by 0.15 per cent.

For the first time, ANZ now has an advertised mortgage rate of under 2 per cent. 

By contrast, CBA, Westpac and NAB have had rates under 2 per cent since November 2020.

RateCity.com.au said analysis of its database shows the majority of three, four and five-year rate changes in the last month have been hikes.

However, when it comes to one and two-year fixed rates, there are still more lenders cutting than hiking.

The exception is Westpac, which increased two-year fixed rates earlier this week.

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