Weak inflation: Pressure builds on RBA to cut rates one more time

Economists inferred as much from the governor’s speech on October 15, and financial markets put the chance of a Melbourne Cup Day rate cut at 84 per cent.

But if the RBA board is searching for another reason to pull the interest rate trigger it will likely find one on Wednesday.

In good news for home owners, AMP Capital chief economist Shane Oliver said he expected banks to pass on the rate cut in full.

“The rate cut will depress variable mortgage rates by around 0.15 per cent (15 basis points), as it will be hard for banks not to pass it on in full given the cheap funding they are getting from the RBA,” Dr Oliver said in a note, referring to the RBA’s Term Funding Facility.

“And the additional bond buying will further depress rates on fixed rate mortgages.”

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